Insurtech · Referral Models · NAIC Aligned

Solving Your DRLP
Personnel Needs

Many growing insurtechs and referral-based platforms need a Designated Responsible Licensed Producer (DRLP) to support their broker entity license — yet prefer not to build an internal compliance team. We provide the accountable licensed producer presence your entity requires.

50
States Licensed
E&O
Coverage Maintained
NAIC
Model Act Aligned
DRLP Dedicated Designation
E&O Coverage Maintained
NAIC Model Act Aligned
Monthly Attestations & Reports
All 50 States

Your Entity Needs a DRLP.
We Solve That.

A Designated Responsible Licensed Producer (DRLP) is required by every U.S. state for licensed insurance business entities — the named individual accountable for your organization's compliance with state insurance laws.

For insurtechs and referral-based platforms, the challenge is practical: you need a qualified, accountable DRLP, but building an internal compliance function around a single regulatory designation isn't the right use of your resources.

DRL Advisory provides the licensed producer presence your entity requires — with the documentation and oversight that strengthens your compliance posture.

Learn More About DRLP →
Required in All 50 States

Every licensed insurance business entity must designate a DRLP. Their name is on file with each state where the entity holds a license — and they are the first point of contact in any regulatory examination.

The 30-Day Risk

Most states give just 30 days to replace a departing DRLP before the agency license faces cancellation. Proactive DRLP support eliminates this risk entirely.

Personal Accountability

The DRLP personally bears compliance responsibility — which is why many qualified professionals prefer not to serve in the role internally, making dedicated external DRLP support a practical solution.

How We Support You

Everything Your Entity Needs
to Stay in Good Standing

Practical, documented DRLP support — so your team stays focused on growth while your compliance posture stays strong.

🏛

DRLP Designation & Maintenance

We manage affiliations, license renewals, CE tracking, and state filings to keep your entity license active and in good standing across all required states.

📄

Rerouting Playbook & Training

A clear, one-page guide with initial training to help your team and referral partners stay safely in referral-only territory — and recognize when to escalate.

🤝

Ongoing Oversight & Availability

We serve as the named responsible producer for occasional questions, escalations, or regulatory inquiries — reliably accessible when it matters most.

📋

Monthly Attestations & Reporting

Consistent, documented updates that support your internal compliance records and audit readiness — plus E&O coverage maintained for the DRLP role.

🗺

Multi-State Coverage

Licensed producers across all 50 states in A&H, Life, P&C, and Surplus Lines — seamless coverage as your footprint grows.

DRLP Transition Support

If your current DRLP is departing, we step in immediately — managing state notifications and filings to ensure no gap in your entity's designation.

DRL Advisory provides the on-the-ground licensed producer presence and documentation that turns compliance strategy into compliance reality — a practical complement to the legal and regulatory counsel your organization already relies on. Clients retain ultimate compliance responsibility for their licensing obligations. This website does not constitute legal advice.

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How It Works

Steady Support While Your
Team Stays Focused

We start with a brief discovery call to understand your current setup — then tailor everything to your referral flows and state footprint.

01

Discovery Call

Understand your setup and tailor the approach to your referral flows and entity structure.

02

DRLP Designation

Formalize the designation across relevant states and complete all required filings.

03

Playbook & Training

One-page guide and initial training on referral-only boundaries for your team.

04

Ongoing Management

Monthly attestations, renewals, and availability for escalations — consistently documented.

Who We Serve

Built for Growth-Focused
Insurance Organizations

We work with organizations that need reliable DRLP support — and prefer to focus on building their business rather than managing licensing infrastructure.

Pure Referral & Affiliate Models

Organizations that refer insurance business and need a properly designated DRLP to support their broker entity license without building an internal compliance team.

Embedded Insurance Platforms

Digital platforms integrating insurance into their product offering — where compliance needs are real but an in-house DRLP isn't the right answer.

Digital Distribution & Lead Generation

Insurtech teams and lead-generation businesses operating within referral-only territory who need documented DRLP oversight and clear boundary training.

Insurtechs Focused on Growth

Fast-moving insurance technology companies that want to stay in good standing without diverting leadership attention to licensing administration.

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Latest from the Blog

DRLP Insights & Compliance Articles

DRLP Fundamentals
DRL Advisory · DRLP Compliance

What Is a DRLP? The Complete Guide for Insurance Organizations

Every licensed insurance entity in the U.S. must designate a DRLP. Here's what the role entails and why gaps are so costly.

Read More →
M&A Due Diligence
DRL Advisory · Transactions

DRLP Due Diligence in Insurance M&A: What Buyers Must Verify

When acquiring an insurance agency or insurtech, DRLP compliance is one of the first licensing issues buyers must address.

Read More →
Surplus Lines
DRL Advisory · Surplus Lines

DRLP in the Surplus Lines Market: Licensing Risks Brokers Often Miss

In surplus lines, the DRLP is often the operative license-holder for the firm — and enforcement actions prove the risk is real.

Read More →
View All Articles →

Ready to solve your DRLP personnel need?

Schedule a Discovery Call ›