/* ═══════════════════════════════════════════════════
   DRL Advisory — Shared Stylesheet
   Navy #0B1C35 · Gold #C09A48 · Cream #F9F6F0
═══════════════════════════════════════════════════ */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#0B1C35;
  --navy-mid:#132444;
  --navy-lt:#1A3158;
  --gold:#C09A48;
  --gold-lt:#D4B46A;
  --gold-pale:#F4EDD8;
  --cream:#F9F6F0;
  --white:#FFFFFF;
  --text:#1A2B40;
  --muted:#5A6B80;
  --border:rgba(192,154,72,0.2);
  --serif:'Playfair Display',Georgia,serif;
  --sans:'Outfit',sans-serif;
}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--cream);color:var(--text);font-size:16px;line-height:1.7;overflow-x:hidden}

/* ── SCROLL ANIMATIONS ── */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .65s ease,transform .65s ease}
.reveal.visible{opacity:1;transform:none}
.reveal-delay-1{transition-delay:.1s}
.reveal-delay-2{transition-delay:.2s}
.reveal-delay-3{transition-delay:.3s}
.reveal-delay-4{transition-delay:.4s}

/* ── NAV ── */
nav.site-nav{
  position:fixed;top:0;left:0;right:0;z-index:200;
  display:flex;align-items:center;justify-content:space-between;
  padding:0 5vw;height:70px;
  background:rgba(11,28,53,0.97);
  border-bottom:1px solid rgba(192,154,72,0.25);
  backdrop-filter:blur(8px);
}
.nav-logo{
  font-family:var(--serif);font-size:1.3rem;font-weight:700;
  color:#fff;letter-spacing:0.01em;text-decoration:none;
  display:flex;align-items:center;gap:0.5rem;
}
.nav-logo .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);display:inline-block}
.nav-links{display:flex;align-items:center;gap:1.75rem;list-style:none}
.nav-links a{color:rgba(255,255,255,0.7);text-decoration:none;font-size:0.8rem;font-weight:500;letter-spacing:0.07em;text-transform:uppercase;transition:color .2s}
.nav-links a:hover,.nav-links a.active{color:var(--gold-lt)}
.nav-cta{background:var(--gold)!important;color:var(--navy)!important;padding:0.4rem 1.1rem;font-weight:600!important}
.nav-cta:hover{background:var(--gold-lt)!important}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px}
.hamburger span{display:block;width:22px;height:2px;background:#fff;transition:.3s}
.mobile-menu{display:none;position:fixed;inset:70px 0 0;background:var(--navy);z-index:199;padding:2rem 5vw;flex-direction:column;gap:0}
.mobile-menu a{color:rgba(255,255,255,0.85);text-decoration:none;font-size:1rem;font-weight:500;border-bottom:1px solid rgba(255,255,255,0.08);padding:1rem 0;display:block}
.mobile-menu.open{display:flex}

/* ── PAGE HERO (inner pages) ── */
.page-hero{
  background:var(--navy);padding:8rem 5vw 4.5rem;
  position:relative;overflow:hidden;
}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 70% 60% at 80% 50%,rgba(192,154,72,0.11) 0%,transparent 65%)}
.page-hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(192,154,72,0.04) 1px,transparent 1px),linear-gradient(90deg,rgba(192,154,72,0.04) 1px,transparent 1px);background-size:60px 60px}
.page-hero-inner{position:relative;z-index:2;max-width:760px}
.page-eyebrow{display:inline-block;font-size:0.7rem;font-weight:600;letter-spacing:0.18em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:1rem}
.page-hero h1{font-family:var(--serif);font-size:clamp(2.2rem,4.5vw,3.5rem);font-weight:700;line-height:1.15;color:#fff;margin-bottom:1rem}
.page-hero h1 em{color:var(--gold-lt);font-style:italic}
.page-hero p{font-size:1rem;color:rgba(255,255,255,0.7);max-width:560px;font-weight:300}

/* ── SECTION BASICS ── */
.section{padding:5.5rem 5vw}
.section-tag{font-size:0.7rem;font-weight:600;letter-spacing:0.2em;text-transform:uppercase;color:var(--gold);margin-bottom:0.75rem;display:block}
h2.section-title{font-family:var(--serif);font-size:clamp(1.9rem,3.2vw,2.8rem);font-weight:700;line-height:1.2;color:var(--navy);margin-bottom:1.1rem}
h2.section-title em{color:var(--gold);font-style:italic}
.section-lead{font-size:1rem;color:var(--muted);max-width:600px;margin-bottom:2.75rem}
.bg-white{background:#fff}
.bg-cream{background:var(--cream)}
.bg-navy{background:var(--navy)}

/* ── BUTTONS ── */
.btn{display:inline-flex;align-items:center;gap:0.45rem;font-family:var(--sans);font-size:0.88rem;font-weight:600;letter-spacing:0.04em;text-decoration:none;cursor:pointer;border:none;transition:all .2s}
.btn-primary{background:var(--gold);color:var(--navy);padding:0.8rem 1.75rem}
.btn-primary:hover{background:var(--gold-lt);transform:translateY(-1px)}
.btn-outline{border:1.5px solid rgba(255,255,255,0.3);color:rgba(255,255,255,0.85);padding:0.8rem 1.75rem}
.btn-outline:hover{border-color:var(--gold-lt);color:var(--gold-lt)}
.btn-outline-dark{border:1.5px solid var(--border);color:var(--navy);padding:0.8rem 1.75rem}
.btn-outline-dark:hover{border-color:var(--gold);color:var(--gold)}

/* ── CARDS ── */
.card-grid{display:grid;gap:1.5rem}
.card-grid-2{grid-template-columns:repeat(2,1fr)}
.card-grid-3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--border);padding:2rem;transition:box-shadow .25s,transform .25s,border-color .25s}
.card:hover{box-shadow:0 10px 36px rgba(11,28,53,0.09);transform:translateY(-3px);border-color:rgba(192,154,72,0.35)}
.card-icon{width:42px;height:42px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;margin-bottom:1.1rem;font-size:1.1rem}
.card h3{font-family:var(--serif);font-size:1.15rem;font-weight:700;color:var(--navy);margin-bottom:0.5rem}
.card p{font-size:0.9rem;color:var(--muted);line-height:1.65}

/* ── DEFINITION BLOCKS ── */
.def-block{border-left:3px solid var(--gold);padding:1.5rem 1.75rem;background:var(--cream);margin-bottom:1.25rem}
.def-block.dark{background:var(--navy);border-left-color:var(--gold)}
.def-term{font-family:var(--serif);font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:0.4rem}
.def-block.dark .def-term{color:#fff}
.def-block p{font-size:0.92rem;color:var(--muted);line-height:1.65}
.def-block.dark p{color:rgba(255,255,255,0.7)}

/* ── WARNING BOX ── */
.warning-box{background:var(--navy);padding:1.5rem 1.75rem;border-left:4px solid var(--gold);margin-top:1.5rem}
.warning-box .wt{font-size:0.68rem;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:0.4rem}
.warning-box p{font-size:0.9rem;color:rgba(255,255,255,0.8);line-height:1.65}

/* ── INSIGHT CARDS ── */
.insight-card{background:#fff;border:1px solid var(--border);display:grid;grid-template-columns:280px 1fr;margin-bottom:2rem;overflow:hidden}
.insight-sidebar{background:var(--navy);padding:2.25rem;display:flex;flex-direction:column;justify-content:space-between}
.insight-sidebar.lt{background:var(--navy-lt)}
.insight-eyebrow{font-size:0.63rem;font-weight:700;letter-spacing:0.16em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:0.75rem}
.insight-sidebar h3{font-family:var(--serif);font-size:1.1rem;font-weight:700;color:#fff;line-height:1.35;margin-bottom:0.5rem}
.insight-sidebar .source{font-size:0.78rem;color:rgba(255,255,255,0.5);margin-top:0.5rem}
.insight-source-link{display:inline-block;margin-top:1.5rem;font-size:0.72rem;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--gold-lt);text-decoration:none;border-bottom:1px solid rgba(192,154,72,0.4);padding-bottom:2px}
.insight-body{padding:2.25rem}
.insight-body h4{font-family:var(--serif);font-size:1.1rem;font-weight:700;color:var(--navy);margin-bottom:0.9rem}
.insight-body p{font-size:0.92rem;color:var(--text);line-height:1.75;margin-bottom:0.9rem}
.insight-points{list-style:none;padding:0;display:flex;flex-direction:column;gap:0.7rem;margin-bottom:1.25rem}
.insight-points li{display:flex;gap:0.7rem;align-items:flex-start;font-size:0.9rem;color:var(--text);line-height:1.65}
.insight-points li::before{content:'›';color:var(--gold);font-weight:700;margin-top:1px;flex-shrink:0}
.insight-points li strong{color:var(--navy)}
.insight-note{background:var(--gold-pale);border-left:3px solid var(--gold);padding:1rem 1.25rem}
.insight-note p{font-size:0.87rem;color:var(--navy);line-height:1.65}

/* ── BLOG CARDS ── */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.75rem}
.blog-card{border:1px solid var(--border);display:flex;flex-direction:column;background:#fff;transition:box-shadow .25s,transform .25s}
.blog-card:hover{box-shadow:0 8px 30px rgba(11,28,53,0.09);transform:translateY(-3px)}
.blog-thumb{height:170px;background:var(--navy-mid);position:relative;overflow:hidden;display:flex;align-items:flex-end;padding:1.1rem}
.blog-thumb::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,var(--navy-lt) 0%,var(--navy) 100%)}
.blog-thumb-pattern{position:absolute;inset:0;background-image:linear-gradient(rgba(192,154,72,0.06) 1px,transparent 1px),linear-gradient(90deg,rgba(192,154,72,0.06) 1px,transparent 1px);background-size:24px 24px}
.blog-cat{position:relative;z-index:2;font-size:0.63rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;background:var(--gold);color:var(--navy);padding:0.18rem 0.55rem}
.blog-body{padding:1.4rem;flex:1;display:flex;flex-direction:column}
.blog-meta{font-size:0.73rem;color:var(--muted);margin-bottom:0.6rem}
.blog-card h3{font-family:var(--serif);font-size:1.05rem;font-weight:700;color:var(--navy);line-height:1.35;margin-bottom:0.65rem}
.blog-card p{font-size:0.87rem;color:var(--muted);line-height:1.65;flex:1;margin-bottom:1.1rem}
.blog-link{font-size:0.75rem;font-weight:600;letter-spacing:0.06em;text-transform:uppercase;color:var(--gold);text-decoration:none;display:flex;align-items:center;gap:0.3rem;transition:gap .2s}
.blog-link:hover{gap:0.55rem}

/* ── FAQ ── */
details{border-bottom:1px solid var(--border)}
details:first-of-type{border-top:1px solid var(--border)}
summary{list-style:none;cursor:pointer;padding:1.3rem 0;display:flex;justify-content:space-between;align-items:center;gap:1rem;font-family:var(--serif);font-size:1rem;font-weight:500;color:var(--navy);transition:color .2s}
summary:hover{color:var(--gold)}
summary::-webkit-details-marker{display:none}
.faq-icon{width:26px;height:26px;min-width:26px;border:1.5px solid var(--border);display:flex;align-items:center;justify-content:center;font-size:0.85rem;color:var(--gold);transition:transform .3s}
details[open] .faq-icon{transform:rotate(45deg)}
.faq-answer{padding:0 0 1.4rem;font-size:0.93rem;color:var(--muted);line-height:1.75}

/* ── TICKER ── */
.ticker{background:var(--gold);overflow:hidden;height:42px;display:flex;align-items:center}
.ticker-track{display:flex;white-space:nowrap;animation:ticker 32s linear infinite}
.ticker-item{display:inline-flex;align-items:center;padding:0 2.25rem;font-size:0.7rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--navy)}
.ticker-item::after{content:'·';margin-left:2.25rem;color:rgba(11,28,53,0.35)}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ── BREADCRUMB ── */
.breadcrumb{background:var(--navy-mid);padding:0.6rem 5vw;display:flex;gap:0.5rem;align-items:center}
.breadcrumb a{font-size:0.75rem;color:rgba(255,255,255,0.5);text-decoration:none;transition:color .2s}
.breadcrumb a:hover{color:var(--gold-lt)}
.breadcrumb span{font-size:0.75rem;color:rgba(255,255,255,0.3)}
.breadcrumb .current{font-size:0.75rem;color:var(--gold-lt)}

/* ── INLINE CTA STRIP ── */
.cta-strip{background:var(--gold);padding:2.5rem 5vw;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta-strip p{font-family:var(--serif);font-size:1.3rem;font-weight:700;color:var(--navy)}
.cta-strip p span{font-style:italic}

/* ── FULL PAGE CTA ── */
.cta-section{background:var(--navy);position:relative;overflow:hidden;text-align:center;padding:6rem 5vw}
.cta-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 50%,rgba(192,154,72,0.12) 0%,transparent 65%)}
.cta-inner{position:relative;z-index:2;max-width:600px;margin:0 auto}
.cta-section h2{font-family:var(--serif);font-size:clamp(1.9rem,3.5vw,2.8rem);color:#fff;font-weight:700;margin-bottom:1.1rem}
.cta-section h2 em{color:var(--gold-lt);font-style:italic}
.cta-section p{color:rgba(255,255,255,0.65);font-size:1rem;margin-bottom:2.25rem;max-width:460px;margin-left:auto;margin-right:auto}

/* ── FOOTER ── */
footer.site-footer{background:var(--navy-mid);border-top:1px solid rgba(192,154,72,0.18);padding:3rem 5vw 2rem}
.footer-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:3rem;margin-bottom:2.5rem}
.footer-logo{font-family:var(--serif);font-size:1.25rem;font-weight:700;color:#fff;margin-bottom:0.75rem}
.footer-logo em{color:var(--gold-lt);font-style:normal}
.footer-tagline{font-size:0.85rem;color:rgba(255,255,255,0.45);line-height:1.6;max-width:240px}
.footer-col h4{font-size:0.7rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);margin-bottom:1rem}
.footer-col a{display:block;font-size:0.83rem;color:rgba(255,255,255,0.5);text-decoration:none;margin-bottom:0.55rem;transition:color .2s}
.footer-col a:hover{color:var(--gold-lt)}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.07);padding-top:1.5rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem}
.footer-bottom p{font-size:0.78rem;color:rgba(255,255,255,0.3)}

/* ── PROSE (blog posts) ── */
.prose{max-width:760px}
.prose h2{font-family:var(--serif);font-size:1.6rem;font-weight:700;color:var(--navy);margin:2.5rem 0 0.75rem}
.prose h3{font-family:var(--serif);font-size:1.25rem;font-weight:600;color:var(--navy);margin:2rem 0 0.6rem}
.prose p{font-size:0.97rem;color:var(--text);line-height:1.8;margin-bottom:1.1rem}
.prose ul,.prose ol{margin:0.75rem 0 1.25rem 1.5rem}
.prose li{font-size:0.96rem;color:var(--text);line-height:1.75;margin-bottom:0.4rem}
.prose strong{color:var(--navy);font-weight:600}
.prose blockquote{border-left:3px solid var(--gold);padding:1rem 1.5rem;background:var(--cream);margin:1.5rem 0;font-family:var(--serif);font-style:italic;color:var(--navy);font-size:1.05rem;line-height:1.65}
.prose .source-note{font-size:0.8rem;color:var(--muted);border-top:1px solid var(--border);margin-top:3rem;padding-top:1rem}
.prose .source-note a{color:var(--gold)}

/* ── RESPONSIVE ── */
@media(max-width:1024px){
  .card-grid-3{grid-template-columns:repeat(2,1fr)}
  .blog-grid{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .insight-card{grid-template-columns:1fr}
}
@media(max-width:720px){
  .nav-links{display:none}
  .hamburger{display:flex}
  .card-grid-2,.card-grid-3{grid-template-columns:1fr}
  .blog-grid{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .cta-strip{flex-direction:column;align-items:flex-start}
  .footer-bottom{flex-direction:column;align-items:flex-start}
}