our difference
At DRL Advisory, we cover all facets of business related insurance including health, life, disability and voluntary employee benefits as well as property, casualty and general liability. We follow our proprietary process to first assess our potential clients needs and determine if we can help.
If we mutually agree that we are a fit, we'll match up your needs with one of our vetted partners to assess risk, create a full market analysis, and layout a short and long term strategy. We will then work together to select and implement the appropriate options based upon coverage, risk level, and fees. Our best in class partner network is built to consistently beat market trend and exceed our client's expectations.
our philosophy
Building a Long Term Strategy
Insurance annual trend continues to escalate. In particular, health insurance for companies is a top expense and one that can spiral out of control without the right strategy in place. Our goal is to understand our client's particular needs, layout a long term plan to best mitigate risk and keep spend in check.
Self Funding Health Insurance
We are big proponents of self funding an employer group's health insurance when possible. When setup the right way, employer groups are not liable for potential high/catastrophic claims which is certainly a top concern. One of the benefits of self funding, which comes in many different flavors; from level funding, to captives, consortiums and stand alone setups, is the ability to access detailed claims data. As a result, we can pinpoint cost drivers and implement relevant cost containment & wellness programs to lower costs. Claim data access, amongst several other benefits, is why we look to ideally build a path to self funding as we jointly roll out a long term strategy. Our vetted partners have strong track records of consistently beating annual trend and providing outstanding service.
Best of Breed Business Insurance
From a Property & Casualty perspective, we continually look to have access to all of the best carriers in the industry. We also find "programs" which are typically specialized and unique to specific industries and coverages. These offerings are usually the best premiums and coverage when it is a fit. Our goal is ensure risk is first mitigated with the optimal coverage at the most competitive rates.
some of our partners
Highstreet
Highstreet Insurance is one of our go to insurance partners that has national reach to all of the major carriers and a team of over 2,500 people. They are tremendous to work with, have a strong local presence coupled with a national footprint, and cater to specific industries which allow us to tap into a tailored approach for each of our client’s needs.
Kintana Health
Kintana Health provides a variety of innovative health insurance related solutions that help bend the healthcare cost curve. They specialize in stop loss reinsurance for self funded groups and cost containment programs that are often game changing for our clients.
Red Spruce
Red Spruce helps us navigate the rising costs of prescription drugs and the complexity of the healthcare system by providing best in class Rx solutions for our clients.
"DRL Advisory helped us build a long term insurance strategy that has kept our premiums consistently below market trend while providing outstanding service & expertise along the way. I highly recommend DRL Advisory!"
-David S., CFO of RogueHire
